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3-Pay Layaway

You can make your purchase from Rugs Direct over time using our convenient 3-Pay Layaway Plan.

Here are the official 3-Pay Layaway Plan Rules: 

  1. Layaway is only available on orders totaling $150 or more (not including taxes, shipping and handling).
  2. There is no interest or service charge for using our layaway service.
  3. Layaway orders must be paid for with a credit or debit card.
  4. When you place your order, 1/3 of the order total will immediately be charged to your credit or debit card. Thirty days later an additional 1/3 or the order total will be charged. Sixty days after the original order date, the final 1/3 or the order total will be charged.
  5. By using the layaway purchase option and clicking on the "Agree" button at checkout, you authorize us to automatically charge your credit card at 30- and 60-day intervals from the date of the original order.
  6. We will not order your item(s) from the manufacturer until you have paid in full. The delivery time from the date of your final payment will be the same as the delivery time provided for any other purchase.
  7. We cannot guarantee availability. We will notify you right away if a manufacturer discontinues an item while it is on layaway, or if an item goes on backorder. We will try to secure any remaining units of the product. If we cannot obtain the product for you, you will be free to cancel your purchase and receive a refund of all of your charges.
  8. Your layaway receipt will specifically identify the merchandise that you have placed on layaway, the purchase price, shipping and handling charges, any applicable taxes, and the intermediate and final payment dates.
  9. Using our layaway plan will protect your purchase price. Once you place your layaway order, the cost of your merchandise cannot be increased.

If you have questions about our 3-Pay Layaway Plan, please call Customer Service toll-free at 1-888-464-1447.

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